Should UK property investors adjust their budget for new acquisitions if house price increases are negating mortgage savings?
Quick Answer
Yes, investors should adjust acquisition budgets. Higher house prices can offset mortgage savings, particularly when considering the 4.75% base rate and non-deductibility of mortgage interest for individual landlords.
About This Topic
UK property investors must adjust acquisition budgets when house price increases negate mortgage savings. With BTL rates around 5.0-6.5% and Section 24 impacting individuals, evaluate net cash flow rigorously.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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