What's the outlook for buy-to-let mortgage rates and availability for 75%+ LTV products in the UK during 2026, and how should I factor potential interest rate fluctuations into my financial projections?
Quick Answer
Buy-to-let mortgage rates are expected to remain elevated in 2026, with an emphasis on stress-testing at higher notional rates and careful cash flow planning for potential fluctuations.
About This Topic
Outlook for UK buy-to-let mortgage rates in 2026: expect 5.0-6.5% for 2-year fixes, 75%+ LTV products available. Plan for 5.5% stress tests and higher rates.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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