What is the projected financial impact of the 3.75% base rate on new buy-to-let mortgage affordability criteria and borrowing capacity for future property investments?
Quick Answer
Higher base rates, currently 4.75%, tighten buy-to-let mortgage affordability via increased stress testing (ICR at a higher notional rate), reducing borrowing capacity for new property investments.
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Understand how the 4.75% base rate impacts UK buy-to-let mortgage affordability and borrowing capacity. Learn to navigate stricter stress tests and higher deposits.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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