With rising interest rates, is it still viable for a beginner landlord in 2024 to find positive cash flow properties in the UK, and what specific types of areas or properties should I be targeting outside of London?

Quick Answer

Yes, positive cash flow is still achievable for beginner landlords outside London in December 2025, but it demands careful selection of property types and locations like university towns or industrial hubs that offer higher rental yields to offset higher mortgage rates.

About This Topic

Beginner landlords can find positive cash flow outside London in 2025 by targeting high-yielding HMOs or multi-lets in university towns, despite 4.75% base rate.

This question is part of our Buying Your First Property category, providing expert guidance on UK property investment.

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