What are the current best deals for limited company mortgages for experienced UK landlords looking to refinance 3-5 existing BTL properties under a new structure to optimize tax efficiency?
Quick Answer
For experienced landlords refinancing 3-5 BTLs into a limited company, current mortgage rates are 5.0-6.5% for 2-year fixes and 5.5-6.0% for 5-year fixes. This strategy leverages corporation tax benefits, allowing full mortgage interest deduction.
About This Topic
Experienced UK landlords consider limited company mortgages for tax optimization. Current rates 5.0-6.5% for 2-year fixed, 5.5-6.0% for 5-year fixed. Beware 5% SDLT surcharge & 24% CGT on transfer.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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