Which mortgage products or lenders offered the best terms for UK property investors in 2025, and are these expected to continue into 2026?
Quick Answer
In 2025, the most attractive BTL mortgage terms for UK property investors typically involved 5-year fixed rates and flexible lending criteria, favouring portfolio landlords and those with strong rental yields. These trends are likely to persist into 2026, though specific rates and stress tests may adjust.
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Discover 2025's best UK BTL mortgage terms and what to expect in 2026. Learn about fixed rates, stress tests, and specialist lenders for property investors.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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