I'm looking to remortgage my primary residence to release a significant chunk of equity (e.g., £100k+). What are the current best deals for fixed-rate residential remortgages, and how much can I expect monthly payments to jump by?
Quick Answer
Fixed-rate residential remortgage deals for releasing equity typically sit between 5.0-6.5%, influenced by the 4.75% Bank of England base rate. Releasing £100,000 extra capital on a 25-year term could increase monthly payments by approximately £614 at a 5.5% interest rate.
About This Topic
Learn about fixed-rate residential remortgage deals in December 2025 and how releasing £100k+ equity can impact monthly payments, with rates typically 5.0-6.5%.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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