What's the Bank of England's updated interest rate forecast and how will this impact buy-to-let mortgage rates for UK landlords?
Quick Answer
The Bank of England's base rate, currently 4.75% (December 2025), directly impacts BTL mortgage rates, which lenders use to price their products and stress test applications. Higher rates increase landlord costs and reduce affordability.
About This Topic
BoE base rate at 4.75% (Dec 2025) impacts BTL mortgage rates (5.0-6.5%). Landlords face stricter stress tests & reduced profitability. Learn to adapt.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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