What are the immediate implications of the latest Bank of England report for UK mortgage rates?
Quick Answer
The Bank of England's current 4.75% base rate is directly reflected in typical buy-to-let mortgage rates, which stand at 5.0-6.5% for two-year fixed terms and 5.5-6.0% for five-year fixed. This maintains higher financing costs and stricter stress testing for property investors.
About This Topic
BoE's 4.75% base rate drives BTL mortgage rates to 5.0-6.5%. Learn how this impacts investor strategies, stress tests, and what to do next. Dec 2025.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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