With potential changes in government and interest rate trajectories, what are the expert predictions for BTL mortgage rates in 2026-2027, and how should I model rental yields for new acquisitions?
Quick Answer
Predicting mortgage rates for 2026-2027 is speculative. Investors should model rental yields using higher stress test rates, perhaps 7-8%, for new acquisitions to build resilience against potential rate rises or economic shifts.
About This Topic
Model BTL rental yields for 2026-2027 by stress-testing acquisitions at 7-8% rates due to potential rate changes. Today's base rate is 4.75%.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework