I'm looking to remortgage my BTL to pull out funds for another deposit. What are the current best rates and maximum LTVs I can achieve, especially if I'm a portfolio landlord with 4+ properties already?
Quick Answer
Buy-to-let remortgage rates are 5.0-6.5% (2-yr fixed) and 5.5-6.0% (5-yr fixed), with maximum LTVs usually 75-80%. Portfolio landlords with 4+ properties might face reduced LTVs (70-75%) due to enhanced risk assessments.
About This Topic
Understand BTL remortgage rates (5.0-6.5%) and LTVs (70-75%) for portfolio landlords (4+ properties) in December 2025. Learn specific stress tests and strategies for capital raising.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework