Should I consider remortgaging buy-to-let properties now or wait if rates are predicted to remain stable into 2026?
Quick Answer
Deciding whether to remortgage BTL properties now or wait, even with stable Bank of England base rates at 4.75%, involves evaluating current mortgage end dates, potential exit fees, and stress test performance. Early action can prevent defaulting to a higher standard variable rate.
About This Topic
Even with stable Bank of England base rates at 4.75% by December 2025, proactive BTL remortgaging secures rates around 5.0-6.5%, avoiding SVRs and ensuring stress test compliance.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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