Given current UK interest rates (5%+) and the fluctuating stock market, is a leveraged BTL mortgage still a better long-term investment for capital growth than a diversified FTSE 100 tracker fund over 10-15 years?

Quick Answer

Leveraged BTL mortgages offer capital growth potential through gearing, magnifying returns on property appreciation despite current interest rates, often outperforming tracker funds over 10-15 years, but involve higher transaction costs and active management.

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Leveraged BTL mortgages offer capital growth potential through gearing, magnifying returns on property appreciation despite current interest rates, often outper

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