How will the recent Budget changes impact interest rates for new property purchases or refinancing existing investment properties in the UK?
Quick Answer
Recent Budget changes in December 2025 did not directly impact the Bank of England base rate of 4.75%, meaning BTL mortgage rates typically remain between 5.0-6.5% for new purchases or refinancing.
About This Topic
The UK Budget in December 2025 did not directly alter the 4.75% Bank of England base rate, so BTL mortgage rates remain at 5.0-6.5%. Investors should focus on BoE announcements for interest rate changes.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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