What's the outlook for mortgage interest rates on buy-to-let properties given the 'resilient market' despite lower approvals?
Quick Answer
Buy-to-let mortgage rates are expected to remain elevated, influenced by the 4.75% Bank of England base rate as of December 2025. Despite fewer approvals, the market demonstrates resilience, with rates likely to hold between 5.0%-6.5% for 2-year fixed and 5.5%-6.0% for 5-year fixed products.
About This Topic
Outlook for UK buy-to-let mortgage rates: Expect elevated rates (5.0%-6.5%) due to 4.75% Bank of England base rate (Dec 2025). Learn impact on cash flow.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework