I'm considering purchasing a new buy-to-let property; should I buy it personally, in a joint tenancy with my spouse, or through a trust to best mitigate inheritance tax risks down the line?
Quick Answer
Owning a buy-to-let personally or jointly with a spouse (joint tenancy) offers limited Inheritance Tax (IHT) mitigation. Using a trust vehicle can remove assets from your estate for IHT purposes after seven years, but introduces complexities like higher SDLT and potential Corporation Tax implications.
About This Topic
Explore buy-to-let ownership options for Inheritance Tax mitigation: personal, joint, or trust. Understand SDLT, IHT, and CGT implications from April 2025.
This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.
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