With rising interest rates, what are the current most tax-efficient ways to structure my buy-to-let portfolio as a limited company vs. individual ownership for a new acquisition?

Quick Answer

A limited company structure often provides greater tax efficiency for new buy-to-let acquisitions, especially for higher rate taxpayers, by allowing full deduction of mortgage interest against profits.

About This Topic

Compare limited company vs. individual buy-to-let ownership for tax efficiency on new acquisitions. Understand Section 24, Corporation Tax, and SDLT implications (Dec 2025 data).

This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.

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