I'm a first-time landlord looking to purchase a property requiring minor renovation before letting. Which lenders offer buy-to-let mortgages that allow for light refurbishment, or should I consider a bridging loan first?

Quick Answer

First-time landlords needing to refurbish can use specialist BTL mortgages or bridging loans. BTL lenders support light works, while bridging loans suit more extensive projects.

About This Topic

First-time landlords, consider specialist BTL mortgages (5.0-6.5% rates) for light refurbishments or bridging loans for extensive works before securing a BTL mortgage. Understand finance options to optimise your UK property investment.

This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.

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