Does having a higher deposit (e.g., 30% vs 25%) significantly improve my BTL mortgage interest rate or the chances of approval with current market uncertainty?
Quick Answer
Increasing your BTL deposit from 25% to 30% can significantly improve interest rates and approval chances by reducing lender risk, offering more product choice, and potentially lowering typical BTL rates from 5.0-6.5%.
About This Topic
Boost BTL mortgage approval and lower interest rates by increasing your deposit from 25% to 30%. Mitigate risk in current markets; explore BTL financing strategies.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework