I'm converting a property into an HMO in Leeds. Does standard landlord insurance suffice, or do I need specialist HMO insurance, particularly regarding public liability limits and fire safety compliance documentation for insurance purposes?
Quick Answer
Standard landlord insurance is generally insufficient for an HMO. You need specialist HMO insurance to cover the increased risks, higher public liability, and specific fire safety compliance required for multi-occupancy properties.
About This Topic
Converting to HMO in Leeds? Get specialist HMO insurance. Standard landlord policies won't cover increased risks, public liability, or fire safety for multi-tenancy properties.
This question is part of our Buying Your First Property category, providing expert guidance on UK property investment.
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