My accountant suggests a limited company for my next HMO project. Are there any specific buy-to-let mortgage lenders who offer more favourable rates or terms for limited companies investing in HMOs compared to single-let properties, and what are the typical borrowing criteria differences?
Quick Answer
Specialist lenders offer limited company buy-to-let mortgages for HMOs, which have different criteria than single lets. Benefits often centre on tax efficiency even if rates are slightly higher.
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