Are UK house prices still rising faster than mortgage rate drops, impacting affordability for new buy-to-let investments?

Quick Answer

While mortgage rates have seen some adjustments, the persistent rise in UK house prices means that overall affordability for new buy-to-let investments remains a challenge, making it harder to achieve desired yields.

About This Topic

UK house prices continue to rise while BTL mortgage rates remain high (5.0-6.5%), squeezing buy-to-let affordability for new investors. Learn how this impacts yields and what to consider. December 2025 data.

This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.

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