How will HSBC's lower buy-to-let stress test rate impact my eligibility for new buy-to-let mortgages or refinancing existing properties?
Quick Answer
HSBC's lower BTL stress test rate increases borrowing capacity for landlords by requiring less rental income to cover mortgage payments, improving eligibility for new mortgages and refinancing under current market conditions.
About This Topic
HSBC's lower BTL stress test rate improves mortgage eligibility for UK landlords. Understand the impact on borrowing capacity & refinancing for your portfolio.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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