How will HSBC's lower buy-to-let stress test rate impact my ability to remortgage or secure new financing for investment properties?
Quick Answer
HSBC's lower BTL stress test rate translates directly to increased borrowing capacity, as less rental income is 'stressed' against the loan. This can ease remortgaging and new financing at a time when the Bank of England base rate is 4.75%.
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Learn how HSBC's lower Buy-to-Let stress test impacts your ability to remortgage or secure new property financing, potentially increasing borrowing capacity.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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