How will a 2.75% interest rate impact buy-to-let mortgage affordability and rental yields in the UK?
Quick Answer
A 2.75% interest rate improves BTL mortgage affordability by reducing monthly costs and increasing net rental yields compared to the current 4.75% base rate, though lenders' stress tests remain a factor.
About This Topic
A 2.75% interest rate would boost UK buy-to-let mortgage affordability and rental yields, reducing costs by over £250/month for a £150k mortgage. Lenders' 125% rental coverage stress tests would still apply.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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