How will projected interest rate changes affect property affordability and house price performance in the UK by 2026?
Quick Answer
Stability in interest rates around the 4.75% Bank of England base rate by December 2025 is anticipated to stabilise mortgage costs, improving affordability and moderating house price performance in the UK, preventing significant declines or surges.
About This Topic
Stable interest rates around 4.75% by Dec 2025 will aid UK property affordability, moderating house price performance. BTL mortgage rates 5.0-6.5% will require focus on strong rental yields.
This question is part of our Market Analysis category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework