My referencing agency flagged a tenant's credit score as 'fair' due to a recently settled CCJ. How should I interpret this for a non-guaranteed AST, and what additional checks or conditions (e.g., guarantor, increased deposit) are legally advisable and common practice in this scenario?
Quick Answer
A 'fair' credit score with a settled CCJ means heightened risk; consider a guarantor or upfront rent, but be aware deposit caps limit security options.
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This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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