I'm considering a joint venture for a BRRR strategy project. What are the common financing structures for JVs in the UK property market, and how do partners typically split equity and secure funding from lenders?
Quick Answer
UK property JVs often use joint ownership or limited companies for financing. Equity splits vary, and lenders underwrite all partners or the SPV, with BTL rates at 5.0-6.5%, requiring partners to meet stress tests.
About This Topic
Explore common UK property joint venture (JV) financing structures for BRRR projects, including limited companies. Learn how equity is split, how lenders assess applications (e.g., 125% stress test at 5.5% notional rate), and manage tax implications.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework