What are the new specific rates from Kensington Mortgages and can I compare them for potential residential-to-let conversions or new buy-to-let purchases?
Quick Answer
Specific Kensington BTL rates are not public. Investors can expect BTL rates between 5.0-6.5% and a 125% rental coverage stress test at 5.5% notional rate as of December 2025.
About This Topic
Understand UK BTL mortgage rates (5.0-6.5%), 125% rental coverage stress tests, and SDLT implications for residential-to-let conversions & purchases as of Dec 2025.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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