How will Kensington Mortgages cutting residential rates impact my options for buy-to-let mortgage refinancing?
Quick Answer
Residential rate cuts from a lender like Kensington have minimal direct impact on BTL refinancing, which is governed by different specific criteria, stress tests, and the 4.75% Bank of England base rate.
About This Topic
Kensington's residential rate cuts don't directly affect BTL refinancing. BTL options are driven by the 4.75% BoE base rate, stress tests, and rental income. Optimize your BTL refinancing with a specialist broker.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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