When does standard landlord insurance typically *not* cover property damage caused by cannabis cultivation or other illegal activities by tenants, and do I need specialist insurance for this in the UK?
Quick Answer
Standard landlord insurance in the UK excludes damage from illegal activities like cannabis cultivation. Specialist policies with specific malicious damage clauses are needed.
About This Topic
Standard UK landlord insurance excludes damage from illegal tenant activities. From April 2025, specialist policies are vital to cover costs often exceeding £15,000. Review your cover.
This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.
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