What long-term interest rate predictions should UK property investors consider when fixing mortgage deals?
Quick Answer
UK property investors should consider that while the BoE base rate is 4.75%, future movements are uncertain. Fixing mortgages, especially for 5 years at 5.5-6.0%, can provide stability against potential rate hikes and protect cash flow, acknowledging that long-term predictions suggest rates may remain higher than recent historical lows.
About This Topic
UK property investors should consider the 4.75% BoE base rate when fixing BTL mortgages. A 5-year fix (5.5-6.0%) offers stability against future rate hikes, protecting cash flow and meeting stress tests.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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