Beyond the tax advantages, what are the often-overlooked disadvantages of running a buy-to-let portfolio through a limited company that new investors might not consider, e.g., mortgage availability, administrative burden, or exit strategies?
Quick Answer
Operating a buy-to-let portfolio via a limited company carries disadvantages beyond tax benefits, including more complex mortgage options, greater administrative overhead, and potential challenges in exit strategies, impacting cash flow and flexibility.
About This Topic
Uncover overlooked disadvantages of limited company BTLs for new investors, including higher mortgage rates (5.0-6.5%), administrative burden (Corporation Tax 19-25%), and complex exit strategies. Understand the full cost by December 2025.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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