I'm looking to buy my second buy-to-let. If I use a limited company, how does getting a mortgage differ from a personal one? Are the interest rates significantly higher, and what are the typical deposit requirements for new SPVs?
Quick Answer
Obtaining a buy-to-let mortgage through a limited company (SPV) differs from a personal mortgage due to distinct lending criteria, generally higher interest rates, and larger deposit requirements, typically 25-30%.
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Compare limited company vs. personal BTL mortgages: find higher rates, 25-30% deposits for SPVs, and tax differences. Learn about BTL investment returns.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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