What's the absolute minimum deposit percentage required for a basic buy-to-let mortgage in the UK right now, assuming I'm a first-time landlord?
Quick Answer
For a basic UK buy-to-let mortgage, first-time landlords typically need a minimum 25% deposit, though some niche products might accept 20% with stricter criteria.
About This Topic
First-time landlords need a minimum 25% deposit for basic UK buy-to-let mortgages. Some 20% options exist but face higher rates & stringent checks (125% rental coverage at 5.5%).
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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