What's the absolute minimum deposit I need for my first buy-to-let mortgage in the UK right now, and are there any lenders offering better rates for new landlords?
Quick Answer
You'll typically need a minimum 25% deposit for a first buy-to-let mortgage today, with 20% being rare and often more expensive for new landlords. No specific lenders currently offer 'better rates' for new landlords; it's about meeting standard BTL criteria.
About This Topic
Discover the minimum deposit for a UK buy-to-let mortgage, typical BTL rates (5.0-6.5%), and if new landlords get better deals. Understand stress tests and SDLT.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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