What's the realistic minimum deposit and associated borrowing costs for a new buy-to-let in 2025, considering tighter mortgage lending criteria for first-time landlords?
Quick Answer
For a new buy-to-let in 2025, expect a minimum deposit of 20-25% of the property value, plus significant borrowing costs from increased stamp duty and mortgage rates.
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Understand 2025 UK buy-to-let deposit and borrowing costs for new landlords, including increased SDLT, mortgage rates, and stress tests. Get expert tips.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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