What's the absolute minimum deposit percentage required for a standard buy-to-let mortgage in the UK right now, and which lenders still offer it?
Quick Answer
The minimum deposit for a standard UK buy-to-let mortgage is generally 25%. Some niche lenders may offer 20% LTV, but these typically entail higher rates and stricter terms.
About This Topic
Discover the minimum deposit for UK buy-to-let mortgages (typically 25%) and learn about specialist lenders offering 20% LTV products. Understand associated costs and higher BTL rates in December 2025.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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