What's the absolute minimum income-to-rent ratio for referencing agencies in the current UK market, and are there any specialist providers more flexible for self-employed tenants with varied income streams?
Quick Answer
Most referencing agencies require a tenant's gross annual income to be at least 2.5 to 3 times the annual rent. Self-employed tenants often need specialist referencing to accommodate varied and irregular income streams.
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Discover the minimum income-to-rent ratio for UK tenant referencing and how specialist agencies help assess self-employed tenants. Expert guide for landlords.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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