What mortgage product changes or new lending criteria have been introduced post-Budget that affect my buy-to-let portfolio financing?
Quick Answer
Post-Budget 2025, BTL mortgage criteria have tightened, with higher stress tests, increased rates, and more scrutiny on portfolio landlords. This directly impacts borrowing capacity and refinancing for property investors.
About This Topic
New BTL mortgage criteria post-Budget 2025 include 5.0-6.5% typical rates and 125% rental coverage at 5.5% stress tests. Impacts borrowing capacity for investors.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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