My existing buy-to-let mortgage lender is asking for 'adequate insurance' – does a basic landlord building only policy fulfil this, or do they typically expect public liability and loss of rent cover too?
Quick Answer
Most buy-to-let lenders consider 'adequate insurance' to include buildings cover, public liability, and often loss of rent cover, as a basic buildings-only policy is insufficient.
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Find out what 'adequate landlord insurance' means for your buy-to-let mortgage. Steve Potter explains typical lender requirements beyond basic buildings cover.
This question is part of our Buying Your First Property category, providing expert guidance on UK property investment.
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