What mortgage product availability and interest rate outlook should I factor into my financial projections for purchasing investment properties in the UK during 2026-2027, particularly for fixed-rate vs. variable options?

Quick Answer

For 2026-2027, investors should project BTL mortgage rates within the 5.0-6.5% range, considering the 4.75% base rate and Section 24's impact on interest deductibility for individual landlords.

About This Topic

Factor BTL mortgage rates of 5.0-6.5% and the 4.75% base rate into 2026-2027 property financial projections. Understand stress tests, Section 24 impact, and fixed vs. variable options.

This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.

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