What mortgage products are available now that mortgage activity is recovering?
Quick Answer
Mortgage products for property investors in December 2025 primarily include fixed-rate and variable-rate Buy-to-Let mortgages, with typical rates ranging from 5.0% to 6.5%. Lending criteria remain stringent, with stress tests at 125% rental cover at 5.5% notional rate.
About This Topic
December 2025: Explore BTL mortgage products with rates from 5.0-6.5%. Learn about 125% rental coverage stress tests and the impact of Section 24 on investor financing.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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