Should property investors consider refinancing or locking in longer-term fixed mortgages now given the 2026 base rate projection?
Quick Answer
With the Bank of England base rate at 4.75% in December 2025, investors should evaluate securing longer-term fixed mortgages to manage future interest rate risk and ensure a stable cost base for their portfolios.
About This Topic
Property investors should assess refinancing or locking in longer-term fixed mortgages now, with the base rate at 4.75% (Dec 2025), to secure borrowing costs and meet stress test criteria.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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