Should I remortgage my UK investment property now that mortgage rates are falling?

Quick Answer

Remortgaging an investment property can be beneficial if current market rates are lower than your existing mortgage, offering potential cost savings on monthly payments. However, careful consideration of early repayment charges and new product fees is essential.

About This Topic

Evaluate remortgaging your UK investment property with BTL rates at 5.0-6.5%. Compare costs, ERCs, and stress tests to ascertain if lower monthly payments are achievable for your portfolio.

This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.

Expert Guidance from Steven Potter

Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.

Ready to Take Action?

Get personalised property investment coaching with Steven Potter's Property Freedom Framework.

Learn about the Property Freedom Framework

Related Topics