Should I remortgage my UK investment property now to take advantage of Barclays' new lower rates, and what are the best deals available?
Quick Answer
Remortgaging an investment property requires careful consideration beyond just lower rates, including early repayment charges, the impact of stress tests, and overall lender criteria. The Bank of England base rate is 4.75%, influencing BTL mortgage rates typically between 5.0-6.5%.
About This Topic
Considering remortgaging your UK investment property? Understand BTL rates (5.0-6.5%), Bank of England base rate (4.75%), stress tests (125% at 5.5%), and early repayment charges to make an informed decision for your portfolio in December 2025.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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