I'm considering selling my main residence in late 2024 and buying a second home as a BTL in early 2025. How does the 3-year rule for reclaiming the higher rates of stamp duty land tax (SDLT) work with potential 2025 changes?
Quick Answer
The 3-year rule allows you to reclaim the additional 5% SDLT surcharge if you sell your previous main residence within 3 years of purchasing a new property. This period could be extended in certain situations, but always consult HMRC directly.
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