As a new investor looking into a holiday let, what are the primary insurance requirements and clauses I need to specifically look for in a policy that covers short-term rentals, beyond standard landlord insurance, to ensure I'm fully protected?

Quick Answer

Holiday let insurance needs specific clauses beyond standard landlord policies, such as high public liability cover, accidental damage, and cancellation cover, due to the unique risks of short-term rentals and variable occupancy.

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Protect your holiday let with specialist insurance. Learn about essential clauses like £5M public liability, accidental damage, and loss of income specific to short-term rental challenges from December 2025.

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