Should UK property investors lock into a new fixed-rate mortgage now, or wait, if rates are stable?
Quick Answer
Even with a stable Bank of England base rate at 4.75%, the decision to lock into a new fixed-rate buy-to-let mortgage involves weighing payment certainty against potential lower rates if you wait. Locking in mitigates risk, while waiting offers flexibility at the cost of exposure to rate changes.
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Even with a stable Bank of England base rate at 4.75%, the decision to lock into a new fixed-rate buy-to-let mortgage involves weighing payment certainty agains
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