Are other specialist lenders likely to follow Kensington Mortgages in reducing residential rates, and what does this mean for competitive buy-to-let mortgage deals?
Quick Answer
Specialist lenders primarily react to their specific market segments, not directly follow residential cuts, impacting buy-to-let deals through overall competition and funding costs.
About This Topic
From Dec 2025, specialist lender residential rate cuts don't directly force BTL reductions. Competition may influence BTL mortgage deals, with typical rates at 5.0-6.5%.
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